@Seed,
Hi Seed,
I've been a fulltime community college student for the past year, studying to get a Certificate in Website Design. Here are some thoughts and resources for you.
A website is a computer file (or, more likely, a group of files). That's all. You can look at your files locally and, while they won't have all the features of a live site, you'll be able to see what the pages look like.
In order to make these pages available to the general public, and allow interaction, you have to have a place to put them that everyone can get to. This place is a
domain. Services like Freehostia and DreamHost (and a lot of others) offer space on their computers where you can put your files and an address (URL) to give out so that others can access your files.
Sam's Teach Yourself Web Publishing with HTML and CSS in One Hour a Day (5th Edition) by Laura Lemay and Rafe Colburn is a great basic reference and instructional book. The Quick Start series of books is consistently good, too. W3C Schools' website has tons of info.
It's pretty easy to make simple pages. Sketch out what you want on paper first, and build your page step-by-step. Make sure one thing works and looks the way you want it to before you add more.
You may find that the best way for you is to start with a template and delete the things you don't want... or find a template for a blank white page and start from there.
Good luck!