The MTurk chequs are payable at all branch, that means it will clear in one day if the city bank is avail in your city! i think you are in tamilnadu (because the name of kavitha), you can contact your bankers for more details because if city bank is not avail in your city it takes up to 20 days to clear!
and one question. how many days taking to reach the cheque from Mtuk to you ? i requested the first payout before one week, but still now i don't reach me!