@Bi-Polar Bear,
Honey, I'm already in it. I live on a low amount of social security, albeit in a house that is paid off (while being a lemon). Yet I still owe property taxes and that ain't easy.
The sign that I've given up will be when I cut out the internet access.
I was born in late '41, so the depression was not far from my small feet.
Our kitchen had a couple of drawers for string and, later, foil, and like bits of saved stuff. We made potholders and aprons from our old clothes, even in what became good times (almost all my clothes were made by my mother). But those good times flew away, and thrift continued.
Me, I, coming out of all that, was style struck, and wanted New Clothes, a nice pen, and so on. So, now, all these years later, I'm a mix. But, depression time, no surprise.