@Miller,
If this is a real deal, I'm sure it became an article because it was Oprah's mom. Normal every day mole hills become major mountains if one is associated with or is a rock star, other celebrity, or politician.
Stuff like this happens all the time. Look how many times bills have been introduced or have been threatened to be introduced to punish the manufacturer of something if that something is used to commit a crime or otherwise inappropriately. They want to sue the gun manufacturer if a gun is used for a bank robbery; sue the auto manufacturer when their product is driven at excessive speeds and rolled; sue McDonalds if their hot coffee burns sometbody. There have been a number of folks here who have attempted to sue casinos because they became addicted to gambling and lost all their money. A couple have tried to sue the banks for putting ATMs in casinos making it too easy to withdraw and lose their money.
We currently have a political war in progress in Washington as our lawmakers try to forestall financial collapse created by the subprime mortgage mess - a mess caused at least in part by people who didn't read the fine print on their sub prime mortgages and/or who didn't use the line of credit on their credit cards responsibly. Whose responsibility is it to make sure that they do?
If Oprah's mom ran up a gazillion dollar bill at a dress shop, she should pay it.
And we should be demanding that our law makers start putting more emphasis on people reading the fine print and being responsible and accepting the consequences for excessive spending or their own incompetencies. Yes the rules should be spelled out in complete, easy to understand, easy to read terms. And when they are, the rules should also be buyer beware because what you choose to do becomes your responsibility.