Hmmm...I would give each child a mil. The youngest child still fucks up too much so he would have to earn it somehow. Go back to school and finish. But I would buy a small condo in the same building that his older brother is in and let him live there. I'd buy his brothers' condo too. And his sisters' townhouse in Colorado.
I'd spread a bit around in our families. Give to charities, sponsor children's programs, dig past the board of directors and the office administration and get my money to the root of it.
Buy property. That's what hubby wants to do.
We'd travel. I'd want to go to Europe, Africa, see the Grand Canyon with my own eyes.
I'd have a little "work" done. Just a freshening.
I'd take five of my favorite women to Europe and we each select one couture outfit by our favorite designer and have our mannequins made and draped and fitted. It would be the experience of a lifetime.
I'd fulfill a dream and design and produce a fashion collection and rent a wonderful space, hire models, hair, makeup, stage the whole thing like Valentino or Lagerfeld and market it and generate buzz, make it the hottest ticket in town and see what happens after that. If nothing else, I've fulfilled a lifelong fantasy.
Whew! I could go on and on. I've thought about this for years!