shewolfnm wrote:
So, how should I write this letter?
What should I say? Dear ****?

I am sure the gifted writers here will have a perfect draft, but in the
meantime, something along these lines...
Dear District Manager (try to get his/her name)
We have been dedicated patrons of our local IHOP for many years,
and always enjoyed your meals tremendously.
After a recent visit where the total bill added to $ 8.71 (excluding gratitude)
our account at BofA - via debit card - was charged $ 9000.00 by IHOP.
We immediately contacted our local IHOP and reported what obviously
must have been a mistake, only to find out that IHOP was denying all
charges despite clear evidence via a bank statement that IHOP had made
a transaction of debiting $ 9000.00 from our debit card.
Our account with BofA was immediately frozen until further investigation, and crucial payment checks for rent and utilities were left uncovered, as our checking account was not funded with $ 9000. Additionally, late fee charges were applied by the bank and check recipients.
Furthermore, we had no cash access until the investigation was resolved,
forcing us to ask friends for grocery items as we have a 2 year old child
who needed at least an emergency supply of food.
Had IHOP immediately taken action to rectify their mistake, we would
not have been in such a predicament. Instead we were trying to survive
a stressful weekend that left us penniless. The very least IHOP should
have done, is apologize to us and contact our BofA branch, however,
none of it took place.
In writing to you, we are hoping that a district manager has the necessary insight and people skills to investigate this matter and take
appropriate actions. At the very least we demand an open apology.
Thank you kindly
bla bla bla