First, I'd get out of debt.
I'd take 1 million and build us a fabulous house. Then I'd take another million or so to furnish it.
Then I'd put 5 million in the bank for my parents and 5 million in the band for my hubbys parents so that retirement would be sweet.
Grandmas and grandpas would each get a million to do what they wanted with it.
My brothers education would be paid off.
My MIL would get that vintage Mustang she had when she was young.
My dad would get his Caddy.
I would get myself an XJR and hubby a Mustang.
I'd put 10 mil in the bank to accrue intrest so that we'd never have to work again.
I'd go on a shopping spree for myself with a few million and buy a whole new waredrobe (with all matching shoes!).
We'd take 1 million and open the restaurant that my hubby dreams about owning some day.
I would take 1 million and open the coffee house I've always wanted to own.
I'd donate some to charity, along with my old cars and stuff.
The rest we'd spend like wild people on whatever we wanted, whenever we wanted.