@Barry2021,
Well the question of the day is the roof is covered? and why? or how. It depends on the state you are in. You have insurance on your house in case of a fire, floods, rotting etc, or whatever. Honestly it really depends on the stupidity you are getting into.
That is why people usually will tear a house out from the insides and rebuild it when purchasing the property.
Thinking about it makes me want to drink. Stupid