How did you happen to save up all that money? The government requires you to be absolutely down and out before you get Medicaid benefits.
You have too much countable assets to be eligible for Medicaid now. You can get rid of some of that money by fixing up your home, buying a new home, repairing or buying an automobile, or some other ways that you can find out about just by googling “ what is a Medicaid spend down.”
(After this, don’t use a bank account for your extra cash. )