@Linkat,
You could try to get a couple more estimates, see what others are charging.
One thoughts for bathrooms, if you have a really bad storm with high winds, sometimes you can get water blown into vents that are normally rain resistant. In that case you just need to repaint the ceiling. That has happened to me a couple of times with hurricanes. If you never had any problems, then suddenly you saw a stain and the stain is not getting any worse, that might be the problem.