@pittsburghjoe,
In the beginning of our reality nothing was physical, it was all waves/math. The first and only white hole appears and inflates ..aka the big bang. This white hole is expanding everywhere and is filled with plasma. The plasma eventually forms dark matter waves. The first black holes form from dark matter because dark matter isn't physical but can have mass. This is how supermassive black holes formed. These black holes introduced physicality with the generation of spacetime.
Golden ratio * X²⁺ⁿ / Pi = Spacetime scaling at 0.1%