Health Care Prices High to Market Insurance

If you do a Google search for the cost of various medical procedures with and without health insurance, you will see that they are high even with insurance and prohibitively high without.

At first you might assume that this is because having insurance gets you a better deal on expensive health care, but in reality it might just be that insurance companies manipulate pricing to punish people into buying insurance.

Insurance, in other words, is just your ticket to paying health care costs at the levels providers require to get funding. If some people are rich enough to pay the prices they set for uninsured patients, that is icing on their cake; but otherwise the point is that they want to get paid at the levels paid by insurance companies, and insurance companies just want them to set their uninsured rates as high as possible to deter people who aren't insured from getting access to health care.

In short, health insurance is like Trump's border wall, only instead of trying to keep traffickers and drugs from getting to US markets/buyers, the goal is to keep the uninsured from being able to get health/medical care and thus manipulate them into getting insurance.

Obamacare took the approach of requiring everyone to buy into 'the health care wall' with the idealistic notion that doing so would somehow lead providers to lower prices/costs for everyone. The truth is that everyone wants to make more money than the status quo at any and all times, so no matter how much money you pay them via universal insurance or any other channel, they will vye to further increase their revenues/income/wages/etc.

It is sad the insurance industry would push medical costs out of reach to manipulate people into buying insurance and/or to get the government to mandate insurance to guarantee their revenues, but don't be misled into believing that the uninsured price for health/medical care is the real price. The real price is what insurance companies pay, and they are just looking for ways to manipulate people into buying into their plans in whatever way(s) they can.