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Best and safest ways to invest money.

 
 
cicerone imposter
 
  0  
Tue 26 Nov, 2013 08:15 pm
@AngelaLee,
There are some simple and basic principles of investing that all should follow:
1. Invest regularly to average cost your investments
2. Diversify into funds that have performed well for the long-term with low fees *These can be found at Morningstar.com.
a. Fidelity b. Vanguard Both are good institutions with low fees and above average performance
3. Don't "borrow" from your investments
4. Always have cash for that rainy day fund
5. Expand your funds, but not so many that it becomes unmanageable
6. As you grow older, start investing in treasuries. When you near retirement, make sure that your ratio of equities to bond funds are balanced yearly.
7. As with the practice of investing on a regular basis, withdraw your funds in the same way. In this way, you don't sell your funds at the highest or lowest prices
8. When you reach 70.5 years old, you will be required to withdraw minimum amounts from your investments
9. Calculate what your budgets are on a regular basis to determine how much you'll need to have in retirement. Don't forget that people are living longer lives, and you must be able to supplement social security to maintain your standard of living
10. That you are taking action at your age is to be complimented; many people wait too long before they begin to save for retirement


0 Replies
 
christins
 
  1  
Fri 29 Nov, 2013 05:20 am
Great tips.
Thanks for posting.
0 Replies
 
peterevanson
 
  0  
Thu 9 Jan, 2014 06:43 am
@dou2ble,
If you want to invest then you need to start investing small amount of money first also you have the basic knowledge of investment for better and risk free investment.
0 Replies
 
jennymorrow
 
  0  
Wed 15 Jan, 2014 03:56 am
@dou2ble,
Invest your money in fixed deposits, insurance, mutual funds or in the saving accounts. These are quite safe and good options to invest money in and you'll get attractive interest on these investment after specific span of time.
0 Replies
 
Romeo Fabulini
 
  1  
Wed 15 Jan, 2014 05:04 am
This friendly prepper/survival forum knows all about investing money and stuff so it'd also be a good idea to ask there-
http://www.prepperforums.net/forum/forum.php
0 Replies
 
ochomefunding
 
  0  
Wed 15 Jan, 2014 05:28 am
@dou2ble,
I think one of oldest forms of saving for our families, life insurance policies are a good way of making certain that you pass no future burdens to the next generation. Of the two major types, term and permanent, only the second option includes a savings quotient, but they're both ways to ensure your family is taken care of.

Term life pays out a fixed amount, only if something happens during the term of the policy: It's "insurance" in the simplest form of the word. Permanent life insurance comes in varying flavors, but basically comes down to the fact that you're growing cash value as you contribute to the account, usually through contributions to a portfolio in addition to savings in the main account -- and you can even borrow against it as it grows. (It's better not to do that, of course, but this illustrates how it works.)

A financial advisor can tell you lots of different ways to combine these sorts of policies with other products and solutions, or which policy is best for you. It's a complicated system. But for straight-ahead, interest-bearing death benefits, remember to buy when you're healthy, and concentrate on the rates involved. Simple in theory and sometimes complex in practice, there's still a reason this is one of the savings steps families have taken for generations.
0 Replies
 
mikemahoney007
 
  1  
Fri 28 Feb, 2014 02:37 am
stock investment or property investment would be nice idea. However it is always better to talk to a professional investment and asset management company to plan things better.
cicerone imposter
 
  0  
Wed 25 Jun, 2014 04:18 pm
@mikemahoney007,
Both stocks and property are good long-term investments, but as with everything else, it matters when, where, and how.

Regularly investing for your retirement is the best idea, and never get greedy! Don't let the ups and downs of the market or economy worry you; it's all part of the cycle, but all values increase in the long-term.
cicerone imposter
 
  0  
Sun 31 Aug, 2014 01:35 pm
@cicerone imposter,
This is our weekly investment results from cnnmoney:
Quote:

............1 week...1 month....3 month....1 year....... YTD
You.....0.7%.....2.7%...........3.6%........20.7%.....11.0%


How do 'you' compare to our performance? What are your investment strategies for the remainder of this year?
0 Replies
 
BonnieArteaga
 
  1  
Mon 8 Sep, 2014 11:44 pm
@dou2ble,
Actually, it depends upon how much money you are investing and for how much period of time. There is no investment which is totally safe. You have to take risks in every investment. Invest where you are getting more percent of interest and profit.
0 Replies
 
arica
 
  1  
Mon 15 Sep, 2014 11:30 pm
If you seek safe investments with high returns, the answer is to own stocks for their inflation-beating qualities, but not to own single shares.
0 Replies
 
BonnieArteaga
 
  1  
Tue 7 Oct, 2014 04:35 am
@dou2ble,
safest way to park your money is to invest your cash in real estate or buying gold. this will keep your money safe and increase the value of it.
Linkat
 
  1  
Tue 7 Oct, 2014 05:25 am
@BonnieArteaga,
BonnieArteaga wrote:

safest way to park your money is to invest your cash in real estate or buying gold. this will keep your money safe and increase the value of it.


Yeah like when real estate crashes/bubble burst or the price of gold plummets just read this article

http://cognoscenti.wbur.org/2013/08/06/gold-value-mark-williams

Anyone with basic financial knowledge or good old common sense knows that not one market is better than another -- any market/product has its ups and downs.

Best is to diversify not just buy gold or real estate -- but to diversify so that if you happen to need access in the form of cash from an investment you are able to sell without sustaining a loss. To just say hey one market like real estate or gold is best is dumb. Those investments have great losses at times as well. Some people feel because it is a solid type of investment (not just paper like you see with stocks) -- they feel it is safer so far from the truth.
0 Replies
 
AthenaBrown
 
  0  
Fri 14 Nov, 2014 06:19 am
If you want to invest your money in safe mode then better invest it in real state means purchase some property or you can also invest in gold.
0 Replies
 
BonnieArteaga
 
  1  
Thu 20 Nov, 2014 01:20 am
I don't think there is any way which gives security while investing money. If you are investing money, then you have to take risks. i think you can invest money in real state, stocks.
0 Replies
 
RonaldHarris
 
  0  
Thu 20 Nov, 2014 06:40 am
If you want to invest some money you can choose one of the given strategies. The following investment strategies are risk free and assured by the Federal government. Here are some safe money investments tips:
Savings Account/Money Market Account
Savings Bond
Certificate of Deposit
Treasury Bill
Treasury Bond
eurocelticyankee
 
  1  
Thu 20 Nov, 2014 07:36 am
@dou2ble,
Might I recommend Mattress Direct. They say the old ways are best.

0 Replies
 
cicerone imposter
 
  1  
Thu 22 Jan, 2015 09:49 pm
@RonaldHarris,
Those are considered safe, but not necessarily good investments.
0 Replies
 
piapetersson90
 
  1  
Wed 13 May, 2015 12:11 am
@dou2ble,
Hey, there are many options available for investments but the point to be consider before starting any investment is the risk factor and that will always be there. So i would suggest you to do proper research before starting any investments and take some expert advice if needed.
0 Replies
 
CynthiaGaines
 
  1  
Mon 31 Aug, 2015 07:25 am
You should find a best and safest way to invest your money. In my opinion, real estate is the best place to invest money and earn a profit.
 

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