I have heard it said that before Obamacare, insurance companies calculated that being a woman in itself was a preexisting condition.
The term "pre-existing condition" is a legal term defined by the insurance industry. It refers to conditions such as AIDS or cancer or diabetes that are very expensive to treat (and thus costly to the insurance companies business). A person with a pre-existing condition would be unable to get insurance. Insurance companies did not exclude member simply because they were women.
If being a woman was a pre-existing condition, then zero women would have insurance.
This is a silly thread.
We all pay for one another in a good socialized medicine system.
We pay for one another so that on the chance that we ourselves get sick the money will be there for us also...
The insurance companies under the republicans broke the system and left sick people and those needing care out in the cold so they could pocket the profits...
Now they are pissed that people with a conscience took away their cash cow that was killing people.
While the republicans also fought abortion rights which forced women to come up with the money regardless of their circumstances.
To equate minors buying cigarettes to a woman seeking an abortion does not nearly come close at all.
Minors need an adult to help them break the law whereas a woman had a singular, legal right to seek a medical treatment on her own behalf.
So what you are saying is that pooling people together into insurance exchanges works but allowing Republicans and their big business cohorts to gouge the exchanges at will doesn't. This is the single most convincing argument for Obamacare regulations I think I have heard to date.
The only way health care costs will go down is if there is more supply than demand so that high quality care-givers will engage in price-competition without compromising quality.
In short, the point of the law is to discourage people from the thing prohibited. When liberals insist that prohibitions don't work because people will just do them anyway, that's unacceptable. If something is prohibited, people shouldn't do it.
Quote:The only way health care costs will go down is if there is more supply than demand so that high quality care-givers will engage in price-competition without compromising quality.
This is actually untrue when it comes to health care costs. When you have a heart attack, you get taken in an ambulance to a hospital where you don't get to negotiate price. You say "yes" to everything and then worry about the cost later.
Add to that the fact is that you have a small chance of needing a very expensive procedure to save your life. So, you make choices now to pay for hypothetical future medical care. The normal principals of market economics don't apply.