I got your PM, and I can help with a couple of recommendations:
1) The flash idea is probably dumb, only about 5% of the time flash is used is it a good idea (e.g. youtube, that is a good idea). I'll point you at ways you can smear that crap on the site if you want but it's an amateur hour move.
2) Free templates (ranging from simple css layout grids to full graphic templates and all):
I have thousands of commercial templates I own the rights to, and if you really can't find anything I can find a way to get some of them to you (we are talking gigs of stuff so hopefully you can find something on your own).
3) Free site creator:
First a caveat, any site creator that includes hosting (like sitekreator) I would avoid like the plague for anyone not looking for simplicity only. It's niche is just that it is super easy but if you are halfway serious about your site you should avoid stuff like that that locks you into bad hosting prices just for the setup simplicity. You can't take your site somewhere else, it's lock-in.
So if you don't care about the site at all and just want to get the job done they are fine, but if you care about the future of the site it is so much better and not much more difficult to use out-of box software to create your site instead. Even free is a bad price for them because you are stuck there, you can't take what you build with you. Using something like wordpress is what I would recommend instead, you just download the files, upload them make a database and then run the install script. It literally takes 5 to 10 minutes and you can then find hundreds of themes and plugins to customize it. And don't think this is just for blogs either, have a look at this site Nick (a2k's developer) and his wife just launched (the design is professional for multiple K, but the whole site runs on wordpress but you'd never know if I didn't tell you): http://www.leahashley.com/
So with that in mind I recommend you look for what is called a "CMS" (content management system) as those are just barely more difficult than the site creators to setup and once they are they are just as easy to use and more powerful. More importantly, you still have freedom to move to a new host (and you can get perfectly fine hosting for as low as $5/month so sitekreator and ilk's $20 hosting is a rip off, you can host dozens of sites on your $5/month account and for $20 you can get a good VPS (virtual private server).
Here are two sites that let you compare between the hundreds of CMS options there are out there (with demos and all):
Or if you just want to generate a template or something you can use the following site to customize and download a template.
4) Not free, but cheap templates:
- this is the biggest template site online, and here you can find all that flash crap if you want for around $50 a piece.
5) Cheap labor:
Sure, a real designer in the US may run you a couple grand for a full site design, but you can get cheap custom design too.
- this is an HP company mainly focused on cheap, low-quality logos (I have yet to use a single logo I purchased from them, even though they tried their best to please me with extra revisions and went the extra mile logo design is inspiration and you can't buy that cheap without luck) but they also do cheap sites (as low as $550 for a single layout.
Then there are many freelance markets where you may be able to get a flash header for $50 or something, and a site for a couple hundred. Here are some of those:
Thing is, those sites let almost anyone bid so pay attention to their reputation systems (previous history, reviews etc) and know that when you pay an Indian kid a couple bucks to do a bunch of work he won't be as reliable as the Indian kid you pay a couple hundred bucks for and so on and so forth.
You get what you pay for is what I am saying, and while you can get perfectly good work from overseas you can also get really bad stuff and the long distance work relationship, time zone differences, and language barriers may make communication more difficult.
These marketplaces work best when you are very explicit about what you want, as the sites often serve as a form of escrow and you can put the case into arbitration. If you are explicit about what the project is then you can win the arbitration if they fail to meet the exact specifications and deadlines. So do your homework if you want to cut costs.
Remember, you can only pick two of the following:
Good, fast, cheap.
Hosted site creators are just fast.
Templates are cheap and can be good.
CMS is cheap and good and can be fast (just the least fast for beginners of this bunch).
Cheap freelancing is obviously cheap, but might not always be good or fast (I've had many projects go dead on me on some of those marketplaces).
Anyway, that is all I can think of for now. Good luck.