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Wachovia keeps calling us - odd message

 
 
Linkat
 
Reply Mon 22 Feb, 2010 12:29 pm
We have been getting this insistent message from Wachovia. It has peeked my curiousity. They leave a message asking for some one with the same last name, but a first name we do not recognize. They say it is Fred's best interest to call back.

One day, the said Fred had to get back to them by 6:00 that evening. Then we get another call a couple of days later. Anyone have thoughts on this? I'm thinking of calling back or answering, but hubby thinks they will just try to sell us something.
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Type: Question • Score: 9 • Views: 2,688 • Replies: 23
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George
 
  1  
Reply Mon 22 Feb, 2010 12:31 pm
@Linkat,
Linkat wrote:

We have been getting this insistent message from Wachovia. It has peeked my curiousity. They leave a message asking for some one with the same last name, but a first name we do not recognize. They say it is Fred's best interest to call back.

One day, the said Fred had to get back to them by 6:00 that evening. Then we get another call a couple of days later. Anyone have thoughts on this? I'm thinking of calling back or answering, but hubby thinks they will just try to sell us something.

I agree with your hubby.
0 Replies
 
JPB
 
  1  
Reply Mon 22 Feb, 2010 12:35 pm
yep
Linkat
 
  1  
Reply Mon 22 Feb, 2010 12:41 pm
@JPB,
I was thinking of pretending I was Fred and rattle on like a senile old person just for fun.
Amigo
 
  0  
Reply Mon 22 Feb, 2010 01:02 pm
@Linkat,
Linkat wrote:

We have been getting this insistent message from Wachovia. It has peeked my curiousity. They leave a message asking for some one with the same last name, but a first name we do not recognize. They say it is Fred's best interest to call back.

One day, the said Fred had to get back to them by 6:00 that evening. Then we get another call a couple of days later. Anyone have thoughts on this? I'm thinking of calling back or answering, but hubby thinks they will just try to sell us something.
This is what I do and I'm totally serious. I say

"Who the **** is this?"

Immediately I get better information.
0 Replies
 
maporsche
 
  1  
Reply Mon 22 Feb, 2010 06:09 pm
@Linkat,
I work for the credit card arm of a bank; our customers whom are in collections get messages like this. This type of message drives return calls. Our sales reps are unlikely to be left a voicemail; people are not very receptive to machines and sales results suffer, especially after a customer realizes that it was not urgent.

Sounds like Fred fell behind on some payments.
maporsche
 
  2  
Reply Mon 22 Feb, 2010 06:12 pm
@Linkat,
And if you answer the phone; nothing prevents you from hanging up. I do that all the time.

"yes this is him."
"hi I'm calling about one of our products…"
[click]

no need to be mean or rude, no need to feel stuck on the phone, just simply hang up.
0 Replies
 
Linkat
 
  1  
Reply Mon 22 Feb, 2010 06:13 pm
@maporsche,
We've never done business with them before and we donot have a Fred - actually they keep asking for Elmer - the only Elmer I know is Elmer Fudd. But they use our last name. How the devil did they get our phone number with the same last name?
maporsche
 
  2  
Reply Mon 22 Feb, 2010 06:15 pm
@Linkat,
It's called "skip tracing". There are companies who specialize in tracking people down; they are not 100% accurate of course. This sounds like a trace they messed up.
0 Replies
 
tsarstepan
 
  2  
Reply Mon 22 Feb, 2010 06:23 pm
@Linkat,
Linkat wrote:

We have been getting this insistent message from Wachovia. It has peeked my curiousity. They leave a message asking for some one with the same last name, but a first name we do not recognize. They say it is Fred's best interest to call back.

One day, the said Fred had to get back to them by 6:00 that evening. Then we get another call a couple of days later. Anyone have thoughts on this? I'm thinking of calling back or answering, but hubby thinks they will just try to sell us something.

Call them. If they try to sell you something then say no and hang up.

The problem is if you leave it alone to fester and it turns out that someone has stolen one of your financial identities or something. Or maybe this Fred had written the wrong phone number (say off by a single digit).

What I'd do is call Wachovia directly from a customer service phone number online and circumnavigate this suspect number. And to find out what's going on and if the messages are from an actual Wachovia source.
Linkat
 
  1  
Reply Mon 22 Feb, 2010 06:26 pm
@tsarstepan,
I'll do that. I will check - the spy feature on our phone does note this as Wachovia, but who knows what is accurate. I don't have the number here at work - I'll bring it in and do a search on the phone number and then call the customer service number at Wachovia.
0 Replies
 
tsarstepan
 
  1  
Reply Mon 22 Feb, 2010 06:26 pm
@Linkat,
Linkat wrote:

I was thinking of pretending I was Fred and rattle on like a senile old person just for fun.

That maybe cathartic and fun to do but really don't do it. Get to the bottom of the problem. If the bank is the one making a mistake, let them know about it then let them make their own bed. Then wash your hands clean of the whole thing.
0 Replies
 
Intrepid
 
  1  
Reply Mon 22 Feb, 2010 10:01 pm
@Linkat,
Since they are a financial institution, I might assume that "Fred" "Elmer" or whoever owes some money or something. I have had similar calls that were not for me from account recovery agencies and I called them and advised that they had the wrong party. End of calls.
Linkat
 
  1  
Reply Tue 23 Feb, 2010 11:15 am
@Intrepid,
Well that is just too damn easy. I prefer complications
0 Replies
 
Heeven
 
  1  
Reply Tue 23 Feb, 2010 11:27 am
@Linkat,
I get voicemails all the time. Your credit balance is this.... you owe that much.... they have my name right too. Only thing is, they are guessing that I have outstanding credit card balances, or a loan, or a car, or a mortgage, or something else that they can get their hooks into and try to talk me into a financial product they are trying to sell. Often these calls are automated and recordings and rarely is there an actual person at the other end of the line. Once I picked up and got a live person (rare) and she basically told me that she could reduce my mortgage. I asked her how she knew I had a mortgage and she started prattling about the records and files she had on me, then she told me I could combine my car loan and mortgage and cut my credit card bill. I let her prattle on a little more and then asked her to give me specific numbers on my loans and outstanding debt and she threw out bullshit numbers. I finally informed her she was a liar and none of the information she professed to know about me was true. I told her to go sell her snake oil somewhere else, that I wasn't buying. See the thing is they use numbers pulled from statistics - eg. the average household has $5,000 in credit card debt, or a mortgage of $150,000, or whatever. They try to make it sound like they have real information and they know nothing.
0 Replies
 
Linkat
 
  1  
Reply Tue 23 Feb, 2010 12:11 pm
Just looked them up - apparently this is their auto finance area - I think Elmer has not been making his payments and they are planning on repossing his car. I might have to call to make sure they don't try to take one of ours!
Linkat
 
  1  
Reply Tue 23 Feb, 2010 12:16 pm
@Linkat,
Wait a minute - I looked up the number and now it says Western Financial Services?
Intrepid
 
  1  
Reply Tue 23 Feb, 2010 01:41 pm
@Linkat,
Wachovia, Wells Fargo, Western etc. are all part of the same company under Wells Fargo. Some of their mergers are to be complete by next month.
0 Replies
 
Linkat
 
  1  
Reply Wed 24 Feb, 2010 01:11 pm
@Intrepid,
I called just the main number today, as I deleted out all the messages. I got a customer rep and while she was searching for Elmer I said I'd assume Elmer hasn't been making his payments - she said "Bingo!" I told her the only Elmer I know is Elmer Fudd which she completed the punch line and "he's out hunting rabbits."

I did let her know that this was a new number for us - only a few months old; which is true and she said it was probably an old numer of his. Quite a coincidence as Elmer shares the same last name. I didn't tell her this as I didn't want her to have any of our information - I just stated there is no Elmer at this number.

Hopefully this solves one of our many many calls we do not receive.

I'm also guessing that the 6pm the other day was so he wouldn't have his car repossessed.
Intrepid
 
  1  
Reply Wed 24 Feb, 2010 01:23 pm
@Linkat,
This call at the outset would have saved you a lot of grief Smile

Glad that it is over.
 

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