A couple days ago I decided to open the blinds slightly, but the sunlight was way too bright for my retinas, which are adjusted to the warm glow of my monitor
From the little bit of research I have done, it looks like I could get a loan for 4-5% APR pretty easily. I feel that many people, in today's economy, can find an investment that makes more ROI then that. TTH is getting 17% ROI.
Of course many factors come into play, and you always have to factor risk vs reward. Green Witch choose a stress free, zero risk situation which seems to be working great for him/her. For a little more risk, you can potentially get a much higher reward.
Also, remember that you haven't lost, nor gained, any money in the stock market until you sell your stocks. The economy will get better, and if you can wait it out, you can come out ahead. At least that's what my neighbor Warren Buffet believes.