FreeDuck wrote:Assuming you have no insurance, call them up and tell them you can't pay it, but you can be persuaded to pay a portion of it -- like maybe the amount that an insurance company would pay (probably about $1200). I think you'll find them accommodating if the alternative is that you pay them nothing.
yeah okay. I talked to them yesterday and the lady said I had two options. get a 50% discount if I pay the full balance in 90 days or pay a minimum 271.00 a month for I'm assuming the rest of my natural f*cking life.
When I told her that I couldn't guarantee I could pay 271 every month but that I would guarantee to make a good faith payment monthly she replied that was unacceptable. I asked her what that meant and what would happen if I made a regular monthly payment but it was less than 271 and she said they'd turn it over to collections and they in turn would report it to the credit bureaus and informed me that was a bad thing, which I was glad to be told because otherwise how would I know? since I don't have insurance I'm obviously retarded and need people to explain that kind of thing to me.so here's my reply to her... quote unquote "Well honey, if you'r going to turn my f*cking bill over to a f*cking collector anyway, I'm not going to pay you a f*cking dime, so you may as well turn the f*cking bill over right f*cking now. If you're going to ruin my f*cking credit regardless, I see no f*cking need in giving you any of my f*cking money." "Or, you can pur me on the line with your f*cking supervisor and we can work something out." She replied that it wasn't necessary for me to resort to such language and I replied that apparently it was in order to get her attention. She said she would have her supervisor call me. I have not received a return call so far today.
Actually what I'll probably do is try to find another couple of big gigs for my rides and take the 90 pay off option, but I wasn't going to tell that to that snotty bitch. There goes all the money I was going to try and save to reinvest in my business.
And let me just say that yes I undertand the value of insurance and would have it if I could currently afford it. It's on my list of priorities and I hope to take care of it soon.