investment ideas

hmm at the moment I'm cash and money market

ok, nevermind. I think I found jesus.

my guess is that most of you have managed accounts and don't pay much attention to the details like--housing starts are down for the 3rd quarter in a row yet general construction is still up.

Hey dys... I invest in mutual funds and selected stocks. I buy at this time of year, when it's in a low time. I've been investing primarily in pharmaceuticals, banks, insurance companies, concrete, precious metals, and energy. I have several uranium companies in my portfolio. Lately I've gone into Asian Growth.

I have some conservative investments (banks, pharmaceuticals, etc) but the Asian Growth and energy ones are more risky. I'm more of a high-risk person but not stupid about it. I'd say about 15% of my stocks are in riskier companies... and they're not even risky, really. But let's say they're speculative.

Stocks are good for people who work and can replenish the funds should they
lose, and the volatility of the market nowadays is not something, seniors
should look into, as they don't work and cannot recuperate the money
they might lose.

Real estate is always a good investment, especially now, where the housing
market is down and prices low. Depending on the size of investment, some
rental units would pay for the mortgage and increase in value over time.

interesting, I bought into a chinese industrials fund about 1 year ago and have realized about %150 return as well as a euro real estate fund that had done nearly as well. other than that i have avoided real estate. I have less than %1 tech stocks but nearly %10 reverse convertable securities (ranging between %10 and %15 coupon). For the past 6 weeks I have been buying entirely based on earnings rather than potential growth.

My husband looks at the earnings, as well, and has done very well. I really like doing the research around stocks... and of course, we know a gazillion geologists, so for that sector, we have more information than most people do.

Mainly I look at what people are going to need (ie pharmaceuticals and a larger aging population, China and the big developing boom) and buy accordingly.

I didn't mean real estate stocks (REITs) more like tangible real estate -
a second home as income property or rental units.

However, if you have done well on your funds so far, why rock the boat?

sadly a number of years ago I held BPT B P PRUDHOE BAY; bought for about !2 sold for 40 , looks down know and every day for not holding. And the dividend this year so far about 6.00 per share

Geez with language like that you'll probably say lagging indicator sometime soon.

I presume real estate may provide some opportunities for bargain hunters in the US. Buy income generating land rather than units because it's the land value that appreciates whereas the buildings depreciate.

If negative gearing is a tax deduction then that would help reduce the tax burden from the annuity (ooo er are you an annuitant?) otherwise I'd try to positively gear into property as you may need to balance this part of the portfolio (even if you own your own palace and you sure look like you oughta). Gear into the equity market if the interest is tax deductible provided you will still be able to sleep at night.

If tighter monetary policy is expected sell unhedged foreign currency denominated assets in anticipation of a firmer USD (and eschew new unhedged offshore investments).

Without looking I imagine that rates on sub-prime debt have overshot the mark but otherwise I'd avoid fixed interest.

Remember the trend is your friend, don't marry a view, and free advice is worth what it costs.

Give yourself a fancy corporate company name and get on the mailing lists of the major bank research publications.

Yep you got it , not a single specific idea in all that waffle.