I lost my wallet several times years ago and only once since 2000. I was always losing them while I was in the field doing sonthing "fieldy"
I only had bad issues once, the first time. After which I always keep a copy and strip reading of credit cards. Things like passports I do not WVER carry. When Im in the hotel, it always gos into the safe or a company box. License and credit cards , I never carry more than 2 credit cards and I use a "Biker chain" either in a sport coat, vest, or front pockt of my jeans.
I once lost a Tag Heuer watch. It fell into a drill hole as I was timing a pump return. That was a special watch and I still fume at my stupidity.