Scared I'm making a big mistake!!

I'm (60/f) and scared I'll make a wrong decision. Seeing someone (65/m) for almost 5 years. We both love each other. But the relationship has been somewhat tumultuous because primarily of poor financial judgment by him. He has no savings and lost job 5 months ago but he did just inherit some money but will need to use some of it to pay off credit card debt and if unemployment runs out he hasn't yet found a job. At 65 finding a job is difficult. He lost his business and assets after he and his brother committed check kiting. On the other hand I am a careful person with money earn a good living and have a comfortable nest egg (including some money my late husband left me). But I have a son with autism who needs my help on occasion and daughter who isn't employed yet. During one of the times I broke up with bf I met a nice guy who is financially stable and good family person but lives a distance from me (75 miles). I can't move because I need to work for another 5 years or so. Old bf talked me into waiting for him to find job and then wants to marry me with prenup of course. But he doesn't want anyone to know we are back together until he got a job because we've broken up several times before (by me). I'm so torn. I do enjoy the new guy and know he is a stable and good person but I do still have feelings for the old bf and know he loves me deeply. Do I continue to wait for old bf or just cut my losses and move on? It won't be easy to get over my old bf and I hope I don't regret it. Help please!