start collecting at 66 and continue to work

Answers are at the Social Security office or calling Social Security-they said that Tuesdays are the best day to call to get through quick.
1-800-772-1213

However, I have just reviewed this myself and after age 65, your Social Security check goes up 8% per year that you don't collect, even if you don't make anymore than you already did. Check out this page from the SS website: Early or Late Retirement


If you do make more working at age 66-70 than you did before, (adjusted for inflation), then your monthly check goes up even more than that, because now you are paying more into Social Security those last few years.

Good answer.

But, what if he does start collecting at age 66?

Then Sandy still gets the same amount as if Sandy didn't work. Unless Sandy makes more these days than during the past, in which case the SS check is a little more than if Sandy didn't work.

Thanks

I just found this out the last few days-you might want to call SS to make sure. But that's my understanding.

Nah. Don't even know why I asked. My fate was sealed at age 62, or thereabouts.