Well, in your case it was bad Karma chasing another
bad Karma experience.
I guess that's the law of Karma: one incident that is
handled unpleasantly will follow another unpleasant
incident, and vice versa. If you had handled the
first occurance with the girl more gracefully, your second
event would have been accordingly in your favor.
Yes, I do believe in Karma, and I have had many
experiences to make me a believer, however, they are
too private to discuss.