@canaanbowman,
Sure. The first card is a red herring. Unless you know something about it, it doesn't impact the probabilities at all. That's why your calculation
4/45 * 3/44 = .00606 = .606%
works. If you knew something about the first card, that would change up the numbers. The reason the text book is wrong on it's answer is that is assumes the result of the first card doesn't impact the next cards other than to remove a card from the deck.
45/45 * 4/44 * 3/43 is clearly wrong since it assumes that the card could be a nine, but doesn't account for that likelihood in the next terms. If you wanted to consider the first card, then you have to do it twice, once for if the first card is not a 9, the second time if it is.
= (41/45 * 4/44 * 3/43)+ (4/45 * 3/44 * 2/43) = .606%