How do I become completely independent with just an Associate's Degree?

I want to be done with going to school and doing homework though.

well then - time to work that budget out

Fine. What is the AA math degree for?

Then definitely go to your placement office and tell them your thoughts .. you paid tuition for your 2 year degree part of that is the services offered by your community collegE. A four year or more degree is not for everyone and you should be able to utilize your knowedge for an appropriate career or job just need a little hrlp.