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Do You know how to effectively use your FSA Account?

 
 
CPAT30
 
Reply Tue 12 Nov, 2013 08:24 pm
This is great way to plan for expected medical expenses . You need to know what your current medical carrier out of pocket expenses are for you and when expected medical expenses are going to leave you with a hefty balance the FSA account which you have been contributing too become a valuable resource. You may elect to take a higher deductible plan with low co pays and elect to pay on your deductible through your FSA account. this could limit your unexpected cost as your co pay may be for Physicians visit and if you area parent they may be more frequent with young children. A $10.00 co pay may be better for you to pay at time of service knowing that you can pay that 1,200 deductible with a weekly amount forwarded to your FSA account. This is just one example. Dental services is another way this account be very useful.
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