lovatts mega mix 74

A lot of us like to help with these, but we don't get the magazines. So, what are the clues for these? Thanks.

Thanks jespah, clues are as follows:
20 across; black magic, sounds like a religious offshoot; o?c?l?
45 across; pops on net disturbing adversaries; ?p???e?t?
5 down; frost-free from a ghost in Tyrone's county town, nth ireland; o?a?h
37 down; drought-resistant herb allegedly carried by achilles to staunch bleeding wounds; y?r???
I hope this is of help, thanks

Hi

3d = PAYROLL
5d = OMAGH
37d = YARROW
20a = OCCULT
45a = OPPONENTS

Thanks Dutchy

This isnt the first time you have helped me out, mighty grateful.
nevsta54