@rosborne979,
No, you are the one that doesn't get the point. The point is...and try hard to grasp hold of this...death (physical, earthly death) is not something to be feared for any reason, it is a part of the natural progression. Maybe once you've been up close and personal with it a few times it'll solidify as a concept in your brain.
But, hey, I'm open minded, you want to go through life with an absurd and useless fear then by all means go for it, I've better things to do with my energies.