@dadpad,
Yeah, i'd go along with that. I was raised in a very small town, and there was one of those small town banks there, of the kind which the big banks began to snap up in the 1970s and -80s. Several years ago, though, i was surprised to learn that it was still independent, and still doing well. It has been founded in the 1870s to serve the community, and was apparently still doing so a hundred years later.
One of those exceptions which prove the rule.