@droid jet,
i heard somewhere...cant remember where now...that, along with the new credit card rules and stuff, phone companies could not enforce the early termination fees if you wanted to leave. they CAN, however, charge you for the "discount" you received on a phone. IE, you could get out of the $350 fee, but if you bought a droid that normally goes for $500, renew your contract which brings it down to $299, then another $100 mail in rebate, you would be on the line for the $100 and the $201.
but i havent researched this at all, so i could be talking out of my...yeah.