realized gains

It's realized when you sell the stuff. Otherwise, it's just bookkeeping

ah, so as long as it just sits there it's "unrealized"?

Yes, which has the advantage of being beyond the reach of the tax man. This could be a reason for chosing growth over income investments. Stocks, for example, remain on the books at purchase price till sold.

If you're a brokerage firm or professional trader, the rules may differ.

i realize you make enough money to give me some.