Hillary the prostitute, Pay to Play

There are not a lot except for people with pre-existing conditions or unable to afford insurance before the ACA was created.

The argument that insurance costs have gone up since the ACA as a direct result of the ACA is a BS argument. Insurance costs rose at a faster rate before the ACA.

parados wrote:

The argument that insurance costs have gone up since the ACA as a direct result of the ACA is a BS argument. Insurance costs rose at a faster rate before the ACA.

I won't hold my breath, but if you have some evidence of that to share with the class, that would be great.

Average health insurance premiums in the nation's individual market actually dropped when the Affordable Care Act was implemented

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Surprisingly good news about premiums

Three years before the ACA took effect, health insurance premiums were increasing by 10 percent to 12 percent each year, and the rate of the uninsured was growing.

Today, even as news about big premium increases for 2017 raises concerns about the Affordable Care Act’s long-term health, an analysis released last week in the journal Health Affairs seeks to put things in perspective. The upshot: Things could be worse.

It turns out that the average premiums in the individual market actually dropped when the ACA was implemented.

“Average premiums for the second-lowest cost silver-level (SLS) marketplace plan in 2014, which serves as a benchmark for ACA subsidies, were between 10 and 21 percent lower than average individual market premiums in 2013, before the ACA…,” write researchers from the Brookings Institute.

And in 2016 – two years into the marketplaces’ operation – premiums are still lower than they were in the individual insurance market in 2013. They’re 20 percent below the Congressional Budget Office’s (CBO) original projections, write co-authors of the analysis, Paul Ginsburg and Loren Adler.

In addition to lower than expected premiums, ACA plans include a host of benefits many policies didn’t have before the law took effect. That, along with a guarantee of coverage for all who apply for health insurance and restrictions on medical underwriting should have caused a precipitous spike in the cost of health plans.

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Yeah, but I still can’t afford coverage.

New benefits baked into ACA-compliant plans give consumers more for their money; Silver plans cover 17 percent more health expenses than the average plan prior to the ACA, according to the analysis.

Even with rates set to skyrocket in some markets for 2017, researchers estimate that things would be much worse without the ACA. In fact, rates would have to rise by “more than 44 percent in 2017 to approach where individual market premiums would have likely been in the absence of the ACA, even under conservative assumptions,” the researchers write.

Ok, I see what you guys are doing. So despite the fact that the average amount that employees need to contribute toward their health care has increased more than 134 percent over the past decade, you see the actual cost of insurance not increasing as much as a good thing. Got it.

Healthcare costs that employers pay are employee benefits too McG. My company has been very stingy with salary increases and they now share with us annually how much money they put in for each employee in health/dental care (as well as retirement 401ks, etc).

Since we provided links....would you care to?

That's fine, I mean I obviously I just pulled that information out of my ass knowing that you would never ask for a link or evidence.

That's fine, I mean I obviously I just pulled that information out of my ass knowing that you would never ask for a link or evidence.