Transferring Schools (College)

So I'm a Sophomore at a division 1 school in New Jersey and I am originally from Pennsylvania. I'm about 2 and half hours away from home. I've been trying to convince my parents to let me transfer to a school at home because I really am just not happy here what so ever. I play a sport here as well and I am on scholarship. Although I've been injured and haven't played in over 5 months. I'm pretty set on transferring, I was thinking about it last year and decided to put it one more year and nothing changed. The biggest issue for me is the money I get here because if I go home I won't be receiving as much as I do now and my parents are worried about my loans that I will have to pay when I graduate. I don't know what to do at this point. How do I convince them?