@noahwilson88,
1. Buy 1/8th ply toilet paper.
2. Instead of a dog, buy a pet rock. No need to feed it. No vet bills. When you get bored of it, you can chuck it into a river and no one can charge you with animal cruelty.
3. Invest in aluminum foil. Cases and cases of aluminum foil that is. Currency, gold, and silver are far too volatile.