NEED I CHANGE MY PASSWORDS (ref heartbleed virus)

do any of your accounts have financial transactions?

I'd change the passwords on any of those accounts.

I've read that changing does no good if the site hasn't fixed stuff.
http://business.financialpost.com/2014/04/10/heartbleed-bug-protection-limited/?__lsa=d0f1-e011

I'm a dodo on all this, but I suspect it's ok to fix my password at my bank, one of the major ones.

Most financial sites are posting notices if they are affected by the Bleed, or they are notifying everyone once they have updated their code.

I would only worry about financial passwords, assuming that you use different passwords for different sites, and only change them once the institution has put out a notice that they have upgraded.

It's usually good to change passwords every so often anyway, so this is a good excuse to go through the exercise (just not too soon, or the new password could be compromised).